Full advisory lifecycle
Digital onboarding, risk profiling, suitability, portfolio proposals, order capture and settlement — one continuous, auditable flow from prospect to funded mandate.
COBS 9 suitability gating
Every proposal and advisory order passes a MiFID II / COBS 9 suitability check against the client's risk profile before it can proceed — no off-the-rails advice.
FCA Consumer Duty monitoring
The four outcomes tracked in real time with RAG status, a price-and-value distribution that flags outliers, disclosure read-rates and a QA sampling queue over completed suitability checks.
MiFID II product governance
Target market, risk-reward, knowledge and distribution strategy are versioned, published and locked — then synced to the denormalised fields the pre-trade suitability gate reads.
Governed AI agents
Autonomous agents — like the idle-cash investment sweep — run behind a tenant-wide kill-switch, policy gates and a complete, immutable audit trail of every prompt, thought and action.
Consolidated household portfolio
Time-weighted and money-weighted return, asset-class breakdown, a filterable transaction ledger and downloadable periodic statements — across the entire family, in one view.
KYC / AML triage
PEP, sanctions and large-transaction escalations with document and OCR side-by-side, clear-or-escalate decisions, and one-click suspicious-activity reports to the immutable ledger.
Dealing desk & best execution
Aggregate executed orders into block trades, allocate fills fairly with largest-remainder rounding, and monitor RTS 28 best execution with signed slippage and per-venue summaries.
Settlement & corporate actions
The full T+2 settlement lifecycle with custodian SSI matching, plus dividends, coupons, splits, rights and mergers — mandatory and voluntary — processed against the engine of record.
Role-based operations
Distinct workspaces for advisers, clients, compliance, operations, risk, analysts, discretionary managers and administrators — each scoped by route guard and server-side authorization.
